Private Medical Insurance

Our Optimum policy gives you peace of mind when you need it most

Quote and more information

Please note this option is for intermediaries only.

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Optimum takes the worry and uncertainty out of private medical insurance. With Optimum the whole treatment journey can be covered:

  • From early consultation and diagnosis;
  • Fast and easy access to eligible treatment;
  • Plus ample cover for therapies or follow-on treatments.

You can have peace of mind with regard to your medical needs. Additionally, Optimum provides an extensive range of comfortable, private hospitals.

Putting people first
We understand that taking out private medical insurance for the first time or changing provider is an important decision.

National Friendly has been helping people manage their financial lives for over 150 years. We take our customers and their needs very seriously. In 2019 we were rated 9.6 out of 10 for our medical claims management service (based on a survey of 180 private medical insurance customers).

The Optimum difference

Optimum takes the worry and uncertainty out of private medical insurance. You can have peace of mind with regard to your medical needs. Additionally, Optimum provides an extensive range of comfortable, private hospitals.

The whole treatment journey covered by private care

  • Cover from consultations and diagnosis, through to treatment.
  • Unlimited phone call or webcam consultations to our GP advice line.
  • Extensive private hospital options for you to choose from, including an extended hospital list covering central London (increased premiums apply).

Fair, predictable payments

  • 5 year term which means annual premium adjustments are limited to age and medical inflation factors, not individual claims history.
  • No add-on fees for switching from another provider.
  • No "no claims bonus” makes the pricing more straightforward.

Options to suit your budget

  • We offer a range of excess levels, with the choice to review them annually.
  • Two policies that can work separately or together.
  • By taking out both policies we will reduce each monthly premium by £5, a saving of £10 per month (terms and conditions apply).
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The National Friendly difference

For us, it’s all about providing flexible health cover for you.

We were rated 9.6 out of 10 for our medical claims management service.

(based on a survey of 180 private medical insurance customers, held in 2019).

In 2019, we received a satisfaction score of 96% for overall service experience.

(based on a survey of 180 private medical insurance customers, held in 2019).

In 2019, we paid out 99% of all medical claims.

(based on a survey of 180 private medical insurance customers, held in 2019).

Call one of our team

We can explain all the important detail and the options available. Call us on: 0333 014 6244.

8am to 6pm Monday to Friday excluding bank holidays. Calls are recorded for training and quality purposes.

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