Underwriting

Duncan has worked across Banking, Outsourcing and Insurance industries over the last twenty-five years. Over the last fourteen years Duncan has been with National Friendly in a variety of positions, most recently ensuring the smooth running of the Underwriting & Claim function overseeing private medical insurance, income protection, accident, sickness, life and immediate annuity activity.

With over 20 years experience with various insurers throughout the market, John has gained valuable insight into risk evaluation; whilst maintaining a sensible, flexible and empathetic approach to underwriting. John has been instrumental in designing our automated rules engine and developing our underwriting philosophy.

Paul has worked in the insurance industry for over 16 years, including 14 years in various Underwriting roles. During this time, he has amassed a wealth of knowledge in Life, Critical Illness and Income Protection products. He currently works on IP and annuities, whilst helping update the underwriting Philosophy.

Darren works closely with the underwriting, claims management and product development teams at National Friendly. His focus is providing support, expert insight, and advice in a consulting capacity. Darren has worked in the life underwriting and claims arena for over 30 years, holding leadership positions at major reinsurance and insurance companies. He has also worked as an underwriter in the Lloyd’s of London market, successfully insuring people that the wider insurance market would not.

Alex is a seasoned insurance professional with over 15 years of experience in underwriting. His expertise spans Life, Critical Illness, and Income Protection products. Alex currently focuses on Income Protection and Annuities while contributing to the development of the underwriting philosophy.