Proceed without answering the questions for a policy with a standard payment/payout and a two-year qualifying period; or
Complete the medical questions to see if you qualify for a discounted payment/payout and a six-month qualifying period.
Please note: If you answer these questions you must answer them truthfully and accurately.
1a. Are you undergoing or awaiting any consultations, investigations, or test results with a GP or Specialist, for any medical condition that has not yet been formally diagnosed?; or
b. In the last 12 months have you had, been diagnosed with, received treatment for, or attended a consultation due to: heart disease
, a stroke, cancer (or recurrence), chronic obstructive pulmonary disease/emphysema, dementia, liver failure or a terminal illness, including any referral to palliative care services?
Please note:
If yes to either a. or b. please tick yes below and you will not need to answer the next question.
If no to either a. or b, please tick no below and proceed to the next question.
2. In the last five years have you had, been diagnosed with, received treatment/medication for, or attended a consultation due to: heart disease
, a stroke, cancer or chronic obstructive pulmonary disease/emphysema, dementia or liver failure?
