My PMI

You can take out a My PMI policy as:

• a single adult
• a couple (two adults)
• a single adult with children added
• a couple with children added

Adults who apply for a policy have to be between the ages of 18 and 85. Any children added to a policy can be covered up to the age of 23.

You also have to be a permanent resident in the UK (excluding the Channel Islands and the Isle of Man) and have been registered with a GP in the UK for at least six months.

Out-patient: This tends to mean consultations, procedures or treatment that doesn’t require an overnight stay and typically take place in clinics or doctor's offices.

In/day-patient: This usually means treatment where you’ll have to stay overnight or for an extended period in hospital.

When your client applies, they’ll be asked to choose which hospital/provider option they want on their policy. Our Guided treatment option means our claims team will be able to help find you a consultant and make sure you get the best treatment path.

Or if want free choice on where you go for treatment and/or who you see, then you can select one of two options:

• your client can also choose our Standard hospitals list, which just excludes a list of hospitals whose costs exceed those elsewhere in the country; or
•  your client can choose our Extended hospitals list, which allows you to use any recognised hospital facility in the country, including those excluded from the Standard list.

London

All HCA hospitals including:

• Harley Street at UCH
• Harley Street Clinic
• Lister Hospital
• London Bridge Hospital
• Portland Hospital
• Princess Grace Hospital
• Wellington Hospital
• Chiswick Medical Centre
• LOC Main Clinic, Harley Street
• HCA UK at University College Hospital
• HCA UK at The Shard
• HCA UK City of London
• Golders Green Outpatients & Diagnostic Centre
• Sydney Street Outpatients & Diagnostic Centre

PLUS

• The Cleveland Clinic
• Cromwell Hospital
• The London Clinic
• King Edward VII's Hospital - Sister Agnes

Manchester

All HCA hospitals including:

• The Christie Private Care, Wilmslow
• HCA UK at The Wilmslow Hospital

The list of HCA facilities shown above is correct as of December 2023.

Any new HCA hospital in the future not listed above will also only be available to those members who have selected and paid for our Extended hospital option. If any of the above hospitals have satellite facilities under separate names these will similarly be excluded unless they have selected and paid for our Extended option.

Each level of cover offers slightly different cancer cover:

Level 1 covers cancer diagnosis only up to £2,000 or £5,000 a year.

Level 2 covers diagnosis (scan and test only); then provides a limited level of chemo/radiotherapy, but no biological/stem cell/bone marrow therapies.

Level 3 covers diagnosis up to £2,000 or £5,000 a year, then in-patient treatment for chemo-, radio- and biological therapies up to £1 million a year.

Level 4 covers diagnostics, radio-, chemo-, biological, bone marrow and stem cell therapies, without financial limits.

Whichever level of cover your client chooses, their policy comes with access to our virtual GP service. It’s called Friendly GP and it can be accessed over the phone or online 24 hours a day, 7 days a week.

We’ll give your client the full details when they take out a policy or they can go to our Existing Members page to find out more.

If you already have a My PMI policy and are looking to make a claim, please head over to our Claims page. There you will find more information on how to contact us and how we’ll help guide you through the process.