Products

Find Out About Our Products

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Our key products

At National Friendly, we’re proud of our ‘doing things differently approach’, from a pragmatic approach
to underwriting through to developing unique products for the market.

Accident Only Income Protection

An alternative for clients who’ve been declined for standard Income Protection, can’t afford it or have heavy loadings based on health grounds.

  • No medical underwriting or any health-related questions
  • Option to add cover for fractures, hazardous pursuits and accidental death
  • 70% of income limit, higher than industry average
  • Benefit guarantee of £3,000pm
Find out more

My PMI

Four cover levels to suit different lifestyles, needs and budgets.

  • New clients accepted up to age 85
  • We won’t look at customers’ claims history for 5 years, no matter how many claims they make
  • New clients’ premiums aren’t based on their claims history or underwriting type
  • Generous choice of hospitals and providers
Find out more

Income Protection

A solution for clients that uses flexible underwriting and reviewed on a case by case basis.

  • 70% of income limit, higher than industry average
  • Favourable terms and straightforward processing for clients with Type 2 Disabetes
  • Option to add cover for fractures, hazardous pursuits and accidental death
  • Allowance for therapies and consultations
Find out more

Over 50s Life Cover

A solution to those who are unable to obtain underwritten life cover due to health issues or affordability.

  • We offer a 6-month qualifying period by answering two health questions
  • Guaranteed acceptance without the need for a medical
  • We pay double the payout for accidental death
  • Option for policyholders to get half their payout if they’re diagnosed with a terminal illness and the rest paid on death
Find out more

Friendly Shield

Providing short-term essential protection against unexpected accidents.

  • Simple - no medical questions or underwriting
  • Affordable - 3 cover levels with premiums starting from just 33p a day
  • Quick - to apply for and benefit from
  • Option to add cover for their spouse and children
  • Includes an income benefit, fracture cover, hospital benefit, 24/7 GP access and more!
Find out more

Our achievements

At National Friendly we take great pride in our achievements. This year, we’ve been shortlisted for the following awards:

  • COVER Excellence Awards 2024: Rising Star (Provider) – Julian Saunders
  • OVER Excellence Awards 2024: Outstanding Individual Income Protection
  • COVER Customer Care Awards: Outstanding Intermediary Support Team
  • COVER Customer Care Awards: Outstanding Underwriting Team
  • COVER Customer Care Awards: Customer Service: ‘Above and Beyond’
  • COVER Customer Care Awards: Customer Care Champion – James King
  • COVER Women in Protection and Health: Rising Star (Provider) – Fiza Mahmood
  • COVER Women in Protection and Health: Women of the Year (Marketing) – Caitlin Dewar
  • COVER Women in Protection and Health: Women of the Year (Marketing) – Lucia Jarvis
  • Health and Protection Awards: Best Customer Service Delivery
  • Health and Protection Awards: Best Individual Protection Provider
  • Moneyfacts Awards: Best Private Medical Insurance Provider
  • Moneyfacts Awards: Best Healthcare Service