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Your Income Protection Quote

Guaranteed Monthly Premiums

Year 1:

Year 2:

Year 4:

Year 3:

Year 5:

Premiums will increase each year due to age. The rates that determine the premiums are guaranteed not to change. Premiums will rise each year if indexation is selected.

*Please note the minimum premium is £10.

Reviewable Monthly Premiums

Year 1:

Year 2:

Year 4:

Year 3:

Year 5:

Premiums will increase each year due to age. We can review and either increase or decrease them by any amount at reviews carried out every 5 years. Premiums will rise each year if indexation is selected.

*Please note the minimum premium is £10.

Accident Only Income Protection Monthly Premiums

Year 1:

Year 2:

Year 4:

Year 3:

Year 5:

As an alternative, we also have a separate policy that is designed to pay out if your client is unable to work due to an accident. There is no medical underwriting and no loadings will be applied.

Age:

Occupation:

Smoker status:

Annual Income:

Please note: Cover is at least £500 a month and no more than £2,000 a month. It also cannot be more than the selected main benefit.

Your Income Protection quote

This policy has a minimum 5 year term, so the client’s current age has to be 5 years away from the age at which the policy ends.

These quotes do not include any medical loadings which may be applied.

Some occupations have a minimum deferred period.

To speak to our underwriters please call 0333 006 3010

Monday to Friday / 8am - 6pm