Out-patient Plan

Prompt access to private GP and consultants for diagnosis and a range of out-patient treatments. £2,000 cover per policy year.

It helps pay for:

• Appointments with a private GP
• Diagnostic consultations with specialist consultants
• Diagnostic tests to help find the cause of your symptoms
• Physiotherapy, acupuncture, osteopathy and chiropractic treatment
• Minor surgery for carpal tunnel decompression, joint injections and excision and cauterisation procedures
• Mental health sessions with a counsellor or psychotherapist
• Diagnosis of heart and cancer conditions

In/Day-patient Plan

Faster access to a range of private in-patient and day-patient treatments and operations, including a range of heart and cancer treatments. £250,000 cover per policy year.

It helps pay for:

• Private hospital in-patient treatment
• Private hospital day-patient treatment
• Follow-ups and monitoring after surgery until your condition has stabilised
• Medical appliances and prostheses
• Hospital accommodation
• Extensive range of heart and cancer treatments

Assisted Living Insurance

Insurance cover to help you carry on living independently in later life. The policy provides two cover levels, either £20,000 or £30,000 at the start of the policy.

It helps pay for:

• Professional care services delivered in your home
• Assistive devices and equipment
• Fitting and installation of assistive devices in your home
• Short-term respite care

The policy also provides access to expert care advisers.

Grace Care

Through our partnership with Grace Care we offer all our members access to in-depth knowledge of the care system and independent care advice at a special reduced rate.

The service offers:

• A confidential advice line
• Information on the options available to you
• Details on state benefits and allowances
• A range of helpful factsheets