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Further NHS cancelled operations highlights the appeal of mutual insurance, thinks National Friendly

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The news that the NHS will cancel around 50,000 non-urgent elective operations in January[1] has once again highlighted the appeal of private medical insurance, which can offer a way to ease the strain on an already stretched NHS, thinks Bristol based mutual, National Friendly.

The new raft of 50,000 plus cancellations in one month significantly adds to the 6000 non-urgent operations which the NHS routinely cancels each month, according to its own published data[2].

Although these recent cancellations are deemed ‘non-urgent,’ those having to wait for an operation may have a very different view. Recent cancelled operations include hip operations and cataract surgery,[3] which could mean an uncomfortable wait for many.

In response to this news, National Friendly’s head of sales and marketing, Wayne Carter comments, “It is a well-known fact that the NHS is becoming increasingly overstretched, particularly during the winter months when we often see a seasonal increase in demand. Whilst the NHS is integral to our society, as waiting times become longer, we believe that private medical insurance plays an important role in supporting consumers with an alternative healthcare solution.”

For those now actively considering private health insurance, cover arranged via a mutual society might provide a useful third option between the NHS and traditional commercial private healthcare.

One of the advantages of using a mutual society is their strong customer focus; being member-owned, profits are reinvested in improving member benefits and services instead of paying dividends to shareholders.

Mutual society, National Friendly, which was started to help those who were prepared to make provision for life’s uncertainties by making a weekly contribution to a deposit fund, provides a range of protection products, including its private healthcare policies, Optimum. Whether you want cover for prompt diagnosis and a range of minor out-patient treatments, or cover for private hospital in- and day-patient treatments, Optimum can help with your healthcare needs.

Wayne adds, “National Friendly’s cause was a socially advanced concept 150 years ago and today it still follows the same principle of helping people to make contingencies for difficult times.”

Details of National Friendly’s insurance policies are available on their website – www.nationalfriendly.co.uk/optimum

[1] http://www.telegraph.co.uk/news/2018/01/03/jeremy-hunt-apologises-patients-cancellation-thousands-nhs-operations/

[2] https://www.england.nhs.uk/statistics/wp-content/uploads/sites/2/2013/04/Cancelled-Operations-Stats-PN-Q2-2017-18-46580-1.pdf

[3] http://www.independent.co.uk/news/health/nhs-non-urgent-care-suspended-winter-crisis-warning-latest-a8138646.html

 

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