Deferred Care Plan

Pay a single lump sum in return for monthly income paid towards your care fees after your chosen deferred period

Back to Later Life Care

If you or a relative are paying long-term care costs, you may be worried about how much you might need to pay over the long term. If you have access to a lump sum and want to be sure this will provide regular, guaranteed care payments for the rest of your life, having a Deferred Care Plan might be an option worth considering.

What is a Deferred Care Plan?

A Deferred Care Plan is a long term care insurance policy provided by National Friendly, in which you pay a single lump sum in return for monthly income paid towards your care fees for the rest of your life. The monthly income for care fees will start after a period of one year or two years – you choose this when you take out the policy.

Find out more

We have partnered with a small number of firms which specialise in independent care funding. They can offer you an initial telephone consultation to discuss your requirements with you.

Call 0330 221 1172 and we’ll happily direct you to one of our preferred partners.

What a Deferred Care Plan could provide:

  • peace of mind for you and your family that an agreed amount of income will be paid towards your care fees, for the rest of your life;
  • the option for this income to increase each year, because care costs can rise over time; and
  • the option to protect part of your lump sum, should you unexpectedly die early, within one of two time periods.  

It's important to talk things over with a financial adviser with appropriate qualifications to discuss the policy with you.

We also have an Immediate Care Plan

If you are unable to cover care costs during the deferred period, you might want to consider our Immediate Care Plan. Click the button below to find out more.

Call one of our team

We have partnered with a small number of firms which specialise in independent care funding. They can offer you an initial telephone consultation to discuss your requirements with you.

Call 0330 221 1172 and we’ll happily direct you to one of our preferred partners.

Give us a call