Guaranteed Life Assurance Plan

Protect your loved ones with our Guaranteed Life Assurance Plan.

If you’re between 50 - 80 years old and are resident in the UK, you are guaranteed to be accepted – there’s no questions about your health.

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Why National Friendly?


100% UK based, our customer centre is in Bristol and is staffed by our friendly team who will help you get the most from your policy.

By taking out any of our policies you become a member of the society, which gives you access to our range of member benefits.

We are run for our members and our profits are invested in improving member benefits and services instead of paying shareholders.

Why choose National Friendly’s Guaranteed Life Assurance Plan?

The Guaranteed Life Assurance Plan is a ‘whole of life’ policy which pays out a cash lump sum when you die. Leaving behind a lump sum could make a big difference to your loved ones by helping to pay towards funeral costs and outstanding bills or you may just wish to leave a cash legacy.

  • Choice of monthly premiums
    Ranging from £20 per month, up to £100 per month.
  • Choice of cash lump sum
    Depending on the amount you wish to leave behind and the monthly premiums you want to pay.
  • Guaranteed acceptance
    No medical questions. If you are a UK resident aged between 50-80 years old, you are guaranteed to be accepted.
  • Accidental death
    If you die following an accident during the first two years of your policy and death is within 90 days of the accident as a result of your injuries, we will pay out the cash lump sum.
  • Non-accidental death
    We will pay a cash lump sum on your death once you’ve had the policy for at least two years. If you die within the first two years other than the result of an accident, we will pay back 150% of the premiums you have paid to date.
  • Beneficiary options
    You can nominate a beneficiary (or beneficiaries) to receive up to £5,000 upon death, or the policy can be placed in trust.
  • Excellent customer service
    Sympathetic approach from our helpful staff.
  • Simple claims process
    Your claimant will complete and return a form to us together with any additional information we need. Once approved, we will pay the cash lump sum without further ado.

Things to consider

  • There is no cash-in value at any time
  • Depending on how long you live, you could pay in more than the cash sum paid out.
  • Please bear in mind that the cash sum doesn’t increase with inflation meaning that buying power is reduced over time. 

In 2017 we paid out 100% of all death claims.*

During 2017, our Customer Services team answered 89% of calls within 20 seconds. **

During 2017, we responded to 91% of written enquiries within 5 working days.***

* After we received all requested documentation. Based on a total of 848 claims.
** Based on a total of 14,956 telephone calls presented.
*** Based on a total of 13,903 cases completed.