A simple, affordable way to protect your clients’ mortgage payments
Add a unique, award-winning protection product to your client's toolkit that’s fast, simple, and easy to position with clients
Add protection to your client's toolkit
Mortgage Friendly Shield is a simple, fast, and affordable way to help clients protect their mortgage payments. Buying a home, or remortgaging, is one of life’s big milestones, keeping it secure should be simple.
Simpler than other protection products – just 3 levels and a valuable set of benefits.
Affordable protection – from just 33p a day.
Quick to open – with no medical questions, applying takes just minutes.
Quick to benefit from - with instant access to a virtual GP for the whole family and an income benefit which kicks in after only 14 days.
Your client can claim more than one benefit at a time. For example, a leg fracture might qualify for fracture benefit and result in an income benefit claim because they cannot work for more than 14 days.
Buying a home, or remortgaging, can be a time consuming and emotive process.
Don’t just support your client with their mortgage needs, ensure they have financial protection in place too.
Maintain financial stability if they can’t work due to accident or illness.
Protect their mortgage payments without complex forms or underwriting.
Reassure themselves and their families that their home is safer.
Mortgage Friendly Shield fits seamlessly into your mortgage process:
Easy to introduce during or after the mortgage conversation.
Quick to quote and apply for.
Adds value for clients by catering for their wider protection needs.
Supports your role as a trusted adviser.
Your client will have access to advice from expert partners who specialise in legal matters and can provide them with information and guidance on any mortgage-related queries they may need help with.
Recognised for innovation and accessibility Mortgage Friendly Shield is part of our award-winning range:
Outstanding Protection Product Innovation (Winner)
Outstanding Individual Income Protection (Winner)
Best New Product / Enhancement (Highly Commended)
Mortgage Friendly Shield is designed to be easy to take out, making it a quick sell for you. Here’s why you can complete an application in just minutes.
Guaranteed medical acceptance – no medical or health questions to answer.
Simplified application process.
Most occupations covered.
Most sports and hobbies covered.
Just 3 premium levels.
Premiums are not age-costed so cover is affordable for everyone and doesn’t increase with age.
Fast application turnaround.
For clients aged 18-60. Your client can choose from 3 levels of cover from just 33p a day.
Short term accident only income protection up to £2,250 per month for up to 3 months (and sickness if selected).
A lump sum benefit for fractures of bones up to £3,000.
A lump sum payable on accidental death up to £85,000.
A lump sum payable on any cause of death of £2,500 after a 2-year qualifying period.
24/7 access to a virtual GP for the whole family as standard and a wellbeing hub which includes confidential support for personal and work issues.
In-app access to a dentist for the policyholder.
A payment of up to £1,000 providing access to private facilities covering physical therapies i.e. acupuncture, physiotherapy, osteopathy and chiropractic treatment, follow-up scans and tests and consultations.
*Policy Summary and Conditions are for policies starting from 15 July 2025*
| Bronze | Silver | Gold | |||
| Income benefit | £750 | £1,500 | £2,250 | ||
| Fracture cover | £1,000 | £2,000 | £3,000 | ||
| Accidental death | £45,000 | £85,000 | £85,000 | ||
| Natural death | £2,500 | ||||
| Rehabilitation benefit | Up to £1,000 in any policy year for all levels | ||||
Friendly GP+ for the whole family |
Included as part of core cover from policy opening Access to a Private GP any time day or night |
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Friendly Dentist+ |
Dental care at your fingertips |
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Helps to protect mortgage payments and monthly income if clients can’t work due to accident or illness.
Quick applications without medical questions.
A simple, award-winning product to help clients feel secure in their home.
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